by Noam Levey and Mike Memoli
Ninety days after he signed the landmark healthcare overhaul, President Obama pledged to defend the law against what he said was a Republican platform of rolling back important consumer protections.
"We're not going back," he said at an event in the East Room this afternoon. "I refuse to go back. And so do countless Americans."
The president met earlier with insurance regulators and consumers to highlight a series of new protections in the law designed to rein in insurance company abuses that the White House is calling a Patient's Bill of Rights.
The insurance rules, all of which are set out in the new law, were put in the bill by the Obama administration and its Democratic allies to provide Americans with some early protections until the insurance market is completely overhauled in 2014.
In his remarks, Obama also invoked an earlier attempt by Anthem Blue Cross to raise insurance rates on California customers in a warning to insurers not to use this interim period to pass "unjustifiable rate increases." Anthem's planned increase was a major part of the administration's final push to pass the legislation.
Photo Credit: Jason Reed / Reuters
With some exceptions, insurance plans starting after September will no longer be able to deny coverage to children under 19 with pre-existing medical conditions or to rescind coverage except in clear cases of fraud.
Insurance plans will be prohibited from imposing lifetime limits on what they will pay for care. And they will have to cover many preventive services such as cancer screenings without requiring co-pays or other out-pocket spending.
Under pressure from the administration, many insurance companies have already agreed to expand their family plans to cover dependent children until the children turn 26, another early requirement of the law.
(Employer-provided plans that do not make major changes to their benefits or dramatically increase cost-sharing will be exempt from these new mandates as "grandfathered" plans).
With health insurance premiums continuing to rise, the Obama administration has been working to highlight the immediate benefits of the new healthcare law to Americans who remain deeply skeptical of the planned overhaul.
The administration is also working with state leaders to set up high risk pools for uninsured Americans who have been denied coverage because they have pre-exsiting medical conditions.
Such denials will not be completely prohibited until 2014, when the healthcare law sets up a series of highly regulated insurance marketplaces, or exchanges, where Americans who do not get health benefits at work will be able to shop for insurance plans that meet minimum basic standards.





Comments
Starting in 2014 most American will be buying their Health Insurance in the Highly Government Regulated Marketplaces and Exchanges. This will happen because small and medium size businesses will figure out that it is cheaper for them to pay a Government Fine and tell their employees to get their own Health Insurance. Individuals will be stuck with higher rates and less coverage. Plus everyone will be paying higher taxes to pay for the Government Health Programs.
Posted by: depot jim | June 22, 2010 2:01 PM
I believe him when he says we are not going back. Entitlements like this hardly ever go away. They grow. They get on unsustainable courses like Medicare and Social Security. But why worry about things like that now? I'm sure someone else will deal with it later.
Posted by: Herbie H. | June 22, 2010 2:02 PM
I hope the Republicans continue with their foolish "repeal Health care reform" meme this fall. They seem to be doing everything they can to take an election year (following a Pres election) that should be favorable to them and blowing it.
Poll: Support for Health Care Continues to Increase
http://www.cbsnews.com/8301-503544_162-20005959-503544.html
http://thehill.com/homenews/house/100701-over-break-house-dems-asked-to-sound-warnings-of-gop-takeback
Posted by: b-bob | June 22, 2010 2:03 PM
Affordable Care Act Becoming More Popular
.
http://voices.washingtonpost.com/ezra-klein/2010/06/affordable_care_act_getting_mo.html
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Posted by: NurseKelly | June 22, 2010 2:12 PM
I'm not surprised in the least that Conservatives are still gnashing their teeth over Health Care Reform. They're still ticked off about the Civil Rights Act passing and women being allowed to vote.
By the time the Troglodytes on the right get around to appreciating Health Care Reform most of us will be dead and the right will be busy claiming that "they" were the ones who begin the push for Health Care Reform in America (see Beck, Glenn).
Posted by: Logan Williams | June 22, 2010 2:40 PM
Insurance that meets minimum standards? Like the minimum state run car insurance where you would be better off not buying the insurance and just saving the money. You end up paying so much out of pocket that the insurance is worthless. The insurance is NOT for you, but to "Insure" that you will pay your bill.
How is Obama going to police his threats? Have the insurance companies broken any laws that don't go into effect until 2014? When will the 1100 "fill in the blanks" be "filled in" so that we can finally know what is "in" the healthcare bill? We still don't know what is in the healthcare bill because government agencies have to fill in 1100 instances in the bill with what they are going to do...is this crazy or what.
http://www.cnbc.com/id/37845422
Posted by: Free To Watch Liberals Bankrupt Europe | June 22, 2010 2:48 PM
Obama-
"We are not going back..."
and
"I refuse to go back. And so do countless Americans."
How narcissistic can you get?
So which is it Chairman Obama? We or I? If you mean "we" as in "the people"- then most of us want to go back and, in fact, never wanted your $2 trillion dollar nonsense plan to begin with.
--
If you mean "I"... frankly, who gives a rats*** what you want to do?
--The only power you have is the power that has been given to you by sleepy people that pay more attention to American Idol than the fact that you had zero qualifications for the job you have been given… your only hope for retaining any power is if people continue to pay no attention and allow themselves to be led around by the nose by “leaders” like yourself.
-
You are a classic example of somebody that has been educated far beyond his intelligence...
Posted by: heartburn | June 22, 2010 3:00 PM
"I refuse to go back. And so do countless Americans."
--------------------------------
Are those the countless Americans that currently dissaprove of you and the healthcare bill? Just checking. Now you can go back to not resting until the oil leak is plugged (on the golf course). Jane stop this crazy thing!
Posted by: wingnutmaster | June 22, 2010 3:05 PM
HUH??? This just keeps getting better and better. Worst President Ever!!!
Posted by: Libtard | June 22, 2010 3:15 PM
Republican Congressman who oppose health insurance reform should immediately relinquish their federal health insurance. After all, these members of Congress have long enjoyed taxpayer-funded health insurance, a privilege that they apparently believe tens of millions of working, uninsured Americans and their families don't deserve.
If Republicans don't think being uninsured is a big deal, then they should go right ahead and try it out. And if they really believed that a public option was such a bad plan, maybe they can persuade their parents to give up Medicare too.
Posted by: Fat, Drunk and Republican is no way to go through life | June 22, 2010 3:40 PM
I'll be for the plan if Barry and congress all have the same "free health care" plan they are so proud of ramming through.
Posted by: Libtard | June 22, 2010 4:03 PM
Okay, all of you Corporate shills, give it up. Healthcare reform is here to stay. There is no fear in this reform, of rationed healthcare, we have it already. The Corporations have been rationing healthcare since they began the Shell game. It is easy for you selfish reactionaries who have good jobs, and good connections, but you better pray that President Obama and his economic policies work or your out there in the cold with the rest of us. You stupid clowns, you're so busy conjuring up bogeymen, to scare the unknowing, that you have lost sight of everything, including your own integrity. What the heck, you can go down to the store and buy some more. Your cheap and so is your version of integrity. I hope America will see through your scare-tactics and send all of you, Republican-Libertarian-T.Bagger reactionaries, packing. That is all you really deserve. You are a bunch of scoundrels. 14,000 unnecessary deaths a year, attributed to lack of healthcare coverage or the under-covered, before President Obama's healthcare reform was enacted and you, Republican-Libertarian-T.Baggers want to allow that death toll to continue and to rise. No skin off your noses. You don't know them, anyway !! You, Ridiculous Right, would have done well in Third Reich !!
SUPPORT OUR TROOPS, BRING THEM HOME, ALIVE AND WHOLE. NOW.
Posted by: Don Fitzgerald, IL | June 22, 2010 4:19 PM
Republican Congressman who oppose health insurance reform should immediately relinquish their federal health insurance. After all, these members of Congress have long enjoyed taxpayer-funded health insurance, a privilege that they apparently believe tens of millions of working, uninsured Americans and their families don't deserve.
If Republicans don't think being uninsured is a big deal, then they should go right ahead and try it out. And if they really believed that a public option was such a bad plan, maybe they can persuade their parents to give up Medicare too.
Posted by: Fat, Drunk and Republican is no way to go through life | June 22, 2010 3:40 PM
Pay attention- you are confusing and equating access to health care with the availability of affordable health care insurance... nobody is saying that people should not have access to health care- ( which Obama care does nothing to improve) or that health care insurance should not be affordable ( which Obama care just made more expensive for most people). You (just like the Dem leaders that shoved this down our throats) are attempting to turn the issues into a moral argument because there is no legal or constitutional support for the HC law.
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Medicare for my parents has been something they have paid into all of their lives – this and Soc Sec benefits were promised to them..Why should they give this up because the government has completely mismanaged the contributions made in good faith? Would you think it is fair if your car insurance company told you they were broke after you wreck your car?
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As for requiring Reps that have opposed HC to relinquish their insurance- I am all for it-so were they. You may remember that the Dems did not allow amendments to be included in the bill that did this very thing..the amendments would have required congress people to do just this by requiring them to get their insurance form the newly formed exchanges. The amendment was not allowed to be included by your hypocritical Dem leaders.
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The issue is whether or not it is the role of the federal government to be the provider of either...So instead of attacking people that have a justified issue with this - why don’t you try to find a way to make a rational argument supporting Obama care that does not conflict with the constitution?
Posted by: heartburn | June 22, 2010 4:34 PM
Don't give me that stupidity about the expansion of government's role, either. That con is almost as good as British Petroleum's: " Oh, it's only 1500 barrels a day. Nothing to worry about !! We can handle it."
Next, we have Governor Jindal, begging for big government's help. Prior to British Petroleum's criminal negligence, Jindal could be heard preaching, the Republican-Libertarian-T.Bagger hypocrisy: No government handouts unless they are to the dirty Rich or the Corporations. Come on, hypocrites of the Ridiculous Right, at least try to be consistent. Don't forget to polish that flag lapel pin, your patriotism is slipping !!
SUPPORT OUR TROOPS, BRING THEM HOME, ALIVE AND WHOLE. NOW.
Posted by: Don Fitzgerald, IL | June 22, 2010 5:08 PM
b-bob
NurseKelly
Really you are actually trying to use a poll from the drive-by propaganda media. The same media that 48% of the population believes is trying to help Obama get his agenda through. The polls I have seen show 58% favor repeal of healthcare once they are told the true cost that the liberals held from them. Remember Obama and the liberals in Congress used new math and said it would not cost more than $900 billion in the first 10 years now we will be lucky if it cost under 3 trillion in that same period. But today Obama announced he is starting up some of the programs four years ahead of time which guarantees it will cost more than $3 trillion over 10 years.
Logan Williams
I do not know where you when to school but it was not the Democrats that passed the Civil Rights Act. It was Republicans. I know you brain dead liberal drones never let the truth get in the way of a good lie.
Posted by: Crooks_In_ DC | June 22, 2010 7:15 PM
We all know now that ObamaCare will be another budget from this Regime. The Medicare Actuary has stated that as fact. We also have seen the DocFix that was yanked from Medicare as part of the "savings" only now being passed as everyone knew it would.
As it is now being discovered but the MSM, but thinking people knew this would happen, employers are going to drop their health insurance and pain the fine. This bill will add another Trillion to the deficit every ten years.
Logan,
Some facts - the GOP led the way in the Civil Rights fight - it was Senators like Al Gore Sr that voted against it.
Posted by: Terry | June 22, 2010 9:30 PM
The potemkin village of phony opposition thrown up by the Republicans has vaporized in a conflagration of lies, deceit and transparent right wing agitprop. Keep up the good work, Mc'CON'Nell and the rest of you congressional Republic floaters.
Posted by: C.Morris | June 25, 2010 2:45 PM
You silly, silly Republican-Libertarian-T.Bagers, it was President Kennedy, who introduced the Civil Rights Bill, to Congress, in 1963. Upon President Kennedy's assassination, President Johnson shepherded the bill through Congress, with the important help of Majority Leader, Senator Mike Mansfield, of Monrtana. The Dixiecrats did present a problem to its passing, but President Johnson was a shrewd legislator. Make no mistake about it, it was the Democrats' votes that passed the Civil Rights Act of 1964. Here is the vote tally:
House of Representatives
Democrats for: 152
Democrats against: 96
Republicans for: 138
Republicans against: 34
U.S. Senate
Democrats for: 46
Democrats against: 21
Republicans for: 27
Republicans against: 6
Now, you silly Republican-Libertarian-T.Baggers still want to insist, in your fantasy; the Republicans past the Civil Rights Act of 1964? If you still insist on that fantasy, your are much sillier than I thought !! Believe me, that wouldn't really be a surprise, at all !! Don't let the facts get in the way of your silly, stupid lies !!!
SUPPORT OUR TROOPS, BRING THEM HOME, ALIVE AND WHOLE. NOW.
Posted by: Don Fitzgerald, IL | June 28, 2010 10:06 AM
@depot jim
That's what I suspect, too -- maybe it won't play out exactly as you put it, but there will need to be yet more bureaucracy if we want to prevent employers from "dropping out" of the health insurance picture altogether
"Starting in 2014 most American will be buying their Health Insurance in the Highly Government Regulated Marketplaces and Exchanges. This will happen because small and medium size businesses will figure out that it is cheaper for them to pay a Government Fine and tell their employees to get their own Health Insurance."
Posted by: Health Insurance Advocate | June 29, 2010 12:58 PM
@Don
Speaking from the left -- I still have to point out that, by percentage, more Republicans voted for the Civil Rights Act of 1964. Your own numbers prove it out.
Also the Republicans didn't past the bill. They passed it.
62% of house Democrats for
38% of house Democrats against
80% of house Republicans for
20% of house Republicans against
Posted by: Health Insurance Advocate | June 29, 2010 1:03 PM